Effective Date: July 29, 2025
Welcome to hollisandglover.com, a website dedicated to empowering consumers with knowledge about debt dispute letters and credit restoration. By using this site, you acknowledge and agree to the terms laid out in this disclaimer.
1. No Legal Advice
All content provided on this website is for informational and educational purposes only. Nothing published on Hollis & Glover constitutes legal, financial, or professional advice. While we provide insights into U.S. consumer protection laws such as the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), we are not a law firm and do not offer legal representation.
If you need legal advice regarding a specific situation, consult a licensed attorney or consumer rights professional in your jurisdiction.
2. Use at Your Own Risk
You use this website and its materials at your own risk. Hollis & Glover will not be held liable for any consequences, including but not limited to:
- Rejected dispute letters
- Miscommunication with creditors or credit bureaus
- Negative outcomes on credit reports
- Legal or financial repercussions from incorrect use of templates
3. Accuracy of Information
We make every effort to provide up-to-date and accurate information. However, laws evolve, and debt regulations may differ based on state and individual creditor policies. We do not guarantee that the information on our website will always be current or complete.
4. External Links
Our website may link to third-party websites for additional resources, products, or services. Hollis & Glover does not control or endorse the content on external sites and is not responsible for their accuracy or data privacy practices.
5. Affiliate Relationships
Some of the links on our website may be affiliate links. This means we may earn a commission if you make a purchase through these links, at no additional cost to you. These relationships help fund the site while maintaining editorial independence.
6. User Responsibility
You are solely responsible for how you interpret and use the information, tools, and templates provided on our platform. We recommend reviewing your letters and actions with qualified experts before submitting any formal disputes.